Does American Income Life: AO pay their employees well?

According to anonymously submitted Glassdoor reviews, American Income Life: AO employees rate their compensation and benefits as 3.5 out of 5. Find out more about salaries and benefits at American Income Life: AO. This rating has been stable over the past 12 months.

How satisfied are employees working at American Income Life: AO?

51% of American Income Life: AO employees would recommend working there to a friend based on Glassdoor reviews . Employees also rated American Income Life: AO 3.0 out of 5 for work life balance, 3.5 for culture and values and 3.6 for career opportunities.

What are the top reviewed jobs at American Income Life: AO?

Insurance Agent (65) , Supervising Agent (43) , Insurance Sales Agent (25) , Life Insurance Agent (24) , Agent (23) , Benefits Specialist (23) , Licensed Insurance Agent (18) , Sales Representative (16) , Manager (10) , Producer (10) , General Agent (9) , MGA (9) , Master General Agent (7) , Regional Producer (7) , Benefits Representative (5)

What are the pros of working at American Income Life: AO according to real employee reviews?

"flexible schedule, work from home 100%, coworkers, recognition for your success" ((in 39 reviews)); "Sales Training is great" ((in 31 reviews)); "The pay can be great" ((in 18 reviews)); "Great people and good environment" ((in 17 reviews)); "Good benefits" ((in 12 reviews))

What are the cons of working at American Income Life: AO according to real employee reviews?

"Long hours/ late nights some days" ((in 18 reviews)); "many many hours spent hoping to make the money." ((in 14 reviews)); "Very recruiting based, long hours" ((in 10 reviews)); "POOR MANAGEMENT!!! JESS CHANG AWFUL MANAGER!" ((in 9 reviews)); "My manager was a 22 year old, who acted like a child who was given a little too much power." ((in 6 reviews))

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American Income Life: AO

Part of American Income Life

American Income Life: AO reviews

3.2

51% would recommend to a friend

(363 total reviews)

Rick Altig

79% approve of CEO

54% positive business outlook

Ratings by category

4.0

Diversity & inclusion

3.6

Career opportunities

3.5

Culture & values

3.5

Compensation and benefits

3.4

Senior management

3.0

Work/Life balance

American Income Life: AO has an employee rating of 3.2 out of 5 stars, based on 363 company reviews on Glassdoor which indicates that most employees have a good working experience there. The American Income Life: AO employee rating is in line with the average (within 1 standard deviation) for employers within the Insurance industry (3.6 stars).

Ratings by demographic groups

Race / Ethnicity

Gender

Sexual orientation

Disability

Parent or family caregiver

Veteran status

Reviews by job title

363 reviews

4.0

Mar 5, 2026

Overall a good place to be in the insurance industry

Agent

Recommend

CEO approval

Business Outlook

Pros

Great pay, good consistent training, great management (I personally had a great management team, I know this can vary)

Cons

Fully Remote (this is a con for me as it took a toll on my health over the years), It is commission based which can be tough for some people. There was a noticeable amount of past clients cancelling due to an agent adding more insurance that was too expensive and often didn't properly explain that they were adding more.

1.0

Jan 7, 2026

Honest review

Benefits representative

Recommend

CEO approval

Business Outlook

Pros

Flexible schedule Remote Recognition on a weekly basis Training Ability to make alot of money

Cons

Its commission. So even though you can make alot of money you can also go weeks without getting paid.

1.0

Nov 12, 2025

DO NOT FALL FOR IT

Insuance agent

Recommend

CEO approval

Business Outlook

Pros

Team meetings were fun and motivating.

Cons

The leads are absolutely terrible. Most people you talk to (the very few you can actually get ahold of) have no idea you are even talking about life insurance until the very end of the presentation. It is a very "bait and switch" presentation where people feel very pressured into saying yes and then they cancel and you are over your head in chargebacks.

Viewing 1 - 3 of 363 Reviews

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American Income Life: AO reviews

Ratings by category

Ratings by demographic groups

Reviews by job title

Overall a good place to be in the insurance industry

Honest review

DO NOT FALL FOR IT

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